CII E05 dumps - in .pdf

E05 pdf
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Jul 28, 2026
  • Q & A: 52 Questions and Answers
  • PDF Price: $59.99
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  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Jul 28, 2026
  • Q & A: 52 Questions and Answers
  • PDF Version + PC Test Engine + Online Test Engine
  • Value Pack Total: $119.98  $79.99
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CII E05 dumps - Testing Engine

E05 Testing Engine
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Jul 28, 2026
  • Q & A: 52 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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CII E05 Exam Syllabus Topics:

SectionObjectives
Topic 1: Claims and Remedies- Claims handling process
- Subrogation and contribution
- Fraud and avoidance of policies
Topic 2: Liability and Tort Law- Negligence principles
- Occupiers’ liability
- Vicarious liability
Topic 3: Key Legal Principles in Insurance- Insurable interest
- Disclosure and misrepresentation
- Warranties and conditions
- Utmost good faith (uberrimae fidei)
Topic 4: Insurance Contract Formation- Offer, acceptance, consideration, and intention to create legal relations
- Policy wording and interpretation
Topic 5: Principles of Insurance Law- Nature and purpose of insurance law
- Fundamental legal principles affecting insurance contracts

CII Examination element of M05 Insurance law Sample Questions:

1. What are the main objectives of the principle of insurable interest?

A) To reduce moral hazard and to discourage profiteering.
B) To reduce physical hazard and to discourage wagering.
C) To reduce physical hazard and to discourage profiteering.
D) To reduce moral hazard and to discourage wagering.


2. Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?

A) The State
B) The insurer only.
C) The insured only.
D) It is shared between the insurer and the insured.


3. According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer

A) applies a specific exclusion within the policy wording.
B) provides coverage that is more restrictive than that of other insurers.
C) imposes a premium loading.
D) requires notification of a claim within a very short time period.


4. The proximate cause of a loss is best described as the

A) most dominant cause of the loss.
B) final peril to cause the loss.
C) most remote cause of the loss.
D) first peril to cause the loss.


5. As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because

A) the premium was paid by monthly installments.
B) the misrepresentation was fraudulent.
C) no claim had been submitted or paid.
D) the misrepresentation was innocent.


Solutions:

Question # 1
Answer: D
Question # 2
Answer: C
Question # 3
Answer: D
Question # 4
Answer: A
Question # 5
Answer: D

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